diff --git a/web/FRONTEND_FEATURE_TOGGLE.md b/web/FRONTEND_FEATURE_TOGGLE.md
index f0c5f29e6..9ee42e32f 100644
--- a/web/FRONTEND_FEATURE_TOGGLE.md
+++ b/web/FRONTEND_FEATURE_TOGGLE.md
@@ -134,7 +134,7 @@ if (key === "frontendModelsEnabled" && !enabled) {
 │ ☑️  任务                            /tasks                [ON]  │
 │    关闭后仅隐藏并拦截任务中心页面...                            │
 ├─────────────────────────────────────────────────────────────────┤
-│ 💰 积分中心                          /wallet               [ON]  │
+│ 💰 积分中心                          弹窗                 [ON]  │
 │    关闭后隐藏用户积分入口...                                    │
 ├─────────────────────────────────────────────────────────────────┤
 │ 📡 自定义渠道                        /settings?section... [ON]  │
diff --git a/web/src/components/layout/app-top-nav.tsx b/web/src/components/layout/app-top-nav.tsx
index 3c27ad0ba..0775ad1c9 100644
--- a/web/src/components/layout/app-top-nav.tsx
+++ b/web/src/components/layout/app-top-nav.tsx
@@ -6,6 +6,7 @@ import { WorkspaceSidebarNav } from "@/components/layout/workspace-sidebar-nav";
 import { readWorkspaceSidebarCollapsed, writeWorkspaceSidebarCollapsed } from "@/components/layout/workspace-sidebar-state";
 import { WorkspaceTopBar } from "@/components/layout/workspace-top-bar";
 import { WorkspaceTopBarExtensionProvider } from "@/components/layout/workspace-top-bar-extension";
+import { WorkspaceWalletHost } from "@/components/layout/workspace-wallet-modal";
 import { cn } from "@/lib/utils";
 import { isSpatialWorkbenchPath } from "@/lib/workspace-routes";
 
@@ -108,6 +109,7 @@ export function AppWorkspaceShell({ children }: { children: ReactNode }) {
                     {paletteOpen ? <Suspense fallback={null}><WorkspaceCommandPalette open onClose={() => setPaletteOpen(false)} /></Suspense> : null}
                 </div>
             </WorkspaceTopBarExtensionProvider>
+            <WorkspaceWalletHost />
             <ModelSetupGuide hidden={pathname === "/login" || pathname === "/register" || pathname.startsWith("/admin")} />
         </>
     );
diff --git a/web/src/components/layout/workspace-account-menu.tsx b/web/src/components/layout/workspace-account-menu.tsx
index a4f6d771c..1cb26c42d 100644
--- a/web/src/components/layout/workspace-account-menu.tsx
+++ b/web/src/components/layout/workspace-account-menu.tsx
@@ -6,8 +6,8 @@ import { Link } from "react-router";
 
 import { AppChangelogButton } from "@/components/layout/app-changelog-modal";
 import { WorkspaceAccountCard } from "./workspace-account-card";
-import { WorkspaceWalletModal } from "./workspace-wallet-modal";
 import { UserAvatar } from "./user-avatar";
+import { openWorkspaceWallet } from "@/lib/workspace-wallet";
 import { useThemeStore } from "@/stores/use-theme-store";
 import { useUserStore } from "@/stores/use-user-store";
 
@@ -17,9 +17,7 @@ export function WorkspaceAccountMenu() {
     const setTheme = useThemeStore((state) => state.setTheme);
     const user = useUserStore((state) => state.user);
     const hydrated = useUserStore((state) => state.hydrated);
-    const creditsEnabled = useUserStore((state) => state.features.creditsEnabled);
     const [menuOpen, setMenuOpen] = useState(false);
-    const [walletOpen, setWalletOpen] = useState(false);
 
     if (!hydrated) {
         return <span className="size-9 animate-pulse rounded-[var(--r-md)] bg-foreground/[.06]" aria-hidden />;
@@ -34,7 +32,7 @@ export function WorkspaceAccountMenu() {
             onOpenChange={setMenuOpen}
             content={(
                 <div className="workspace-topbar-account-menu">
-                    <WorkspaceAccountCard onNavigate={() => setMenuOpen(false)} onWallet={() => { setMenuOpen(false); setWalletOpen(true); }} />
+                    <WorkspaceAccountCard onNavigate={() => setMenuOpen(false)} onWallet={() => { setMenuOpen(false); openWorkspaceWallet(); }} />
 
                     <div className="workspace-topbar-account-section">
                         <AppChangelogButton className="flex h-8 w-full items-center gap-2 rounded px-2 text-[var(--fs-label)] text-foreground/58 hover:bg-surface-hover hover:text-foreground [&_svg]:size-3.5" showLabel showVersion versionClassName="ml-auto text-[var(--fs-micro)] tabular-nums text-foreground/32" />
@@ -51,7 +49,7 @@ export function WorkspaceAccountMenu() {
             <button type="button" className="app-workspace-topbar-icon-button app-workspace-account-trigger" aria-label="账户菜单" title={user.displayName || user.username}>
                 <UserAvatar user={user} className="size-6" />
             </button>
-        </Popover>{creditsEnabled ? <WorkspaceWalletModal open={walletOpen} onClose={() => setWalletOpen(false)} /> : null}</>
+        </Popover></>
     ) : (
         <Link to="/login" className="app-workspace-topbar-icon-button" aria-label="登录" title="登录">
             <LogIn />
diff --git a/web/src/components/layout/workspace-command-palette.tsx b/web/src/components/layout/workspace-command-palette.tsx
index 22b6594e7..a85b7bc03 100644
--- a/web/src/components/layout/workspace-command-palette.tsx
+++ b/web/src/components/layout/workspace-command-palette.tsx
@@ -5,13 +5,15 @@ import { useNavigate } from "react-router";
 import { navigationTools } from "@/constant/navigation-tools";
 import { Kbd } from "@/components/ui/base/kbd";
 import { cn } from "@/lib/utils";
+import { openWorkspaceWallet } from "@/lib/workspace-wallet";
 import { useUserStore } from "@/stores/use-user-store";
 
 type PaletteEntry = {
     id: string;
     title: string;
     icon: ComponentType<{ className?: string; strokeWidth?: number }>;
-    to: string;
+    to?: string;
+    run?: () => void;
 };
 
 /** 顶栏搜索 / ⌘K 命令面板：按功能开关过滤当前可用页面入口。 */
@@ -23,18 +25,18 @@ export function WorkspaceCommandPalette({ open, onClose }: { open: boolean; onCl
     const inputRef = useRef<HTMLInputElement>(null);
 
     const entries = useMemo<PaletteEntry[]>(() => {
-        const toolEntry = (slug: string, to: string): PaletteEntry => {
+        const toolEntry = (slug: string, to?: string): PaletteEntry => {
             const tool = navigationTools.find((item) => item.slug === slug);
             return { id: slug, title: tool?.label ?? slug, icon: tool?.icon ?? Home, to };
         };
         return [
             { id: "home", title: "首页", icon: Home, to: "/" },
-toolEntry("projects", "/projects"),
+            toolEntry("projects", "/projects"),
             toolEntry("canvas", "/canvas"),
             ...(features.taskCenterEnabled ? [toolEntry("tasks", "/tasks")] : []),
             toolEntry("assets", "/assets"),
             toolEntry("skills", "/skills"),
-            ...(features.creditsEnabled ? [toolEntry("wallet", "/wallet")] : []),
+            ...(features.creditsEnabled ? [{ ...toolEntry("wallet"), run: () => openWorkspaceWallet() }] : []),
             toolEntry("settings", "/settings"),
         ];
     }, [features]);
@@ -45,6 +47,15 @@ toolEntry("projects", "/projects"),
         return entries.filter((entry) => entry.title.toLowerCase().includes(keyword));
     }, [entries, query]);
 
+    const activateEntry = (entry: PaletteEntry) => {
+        onClose();
+        if (entry.run) {
+            entry.run();
+            return;
+        }
+        if (entry.to) navigate(entry.to);
+    };
+
     useEffect(() => {
         if (open) {
             setQuery("");
@@ -76,14 +87,12 @@ toolEntry("projects", "/projects"),
             }
             if (event.key === "Enter" && filtered[highlight]) {
                 event.preventDefault();
-                const target = filtered[highlight];
-                onClose();
-                navigate(target.to);
+                activateEntry(filtered[highlight]);
             }
         };
         window.addEventListener("keydown", handler);
         return () => window.removeEventListener("keydown", handler);
-    }, [open, filtered, highlight, navigate, onClose]);
+    }, [activateEntry, filtered, highlight, onClose, open]);
 
     if (!open) return null;
 
@@ -125,10 +134,7 @@ toolEntry("projects", "/projects"),
                                         <button
                                             type="button"
                                             onMouseEnter={() => setHighlight(index)}
-                                            onClick={() => {
-                                                onClose();
-                                                navigate(entry.to);
-                                            }}
+                                            onClick={() => activateEntry(entry)}
                                             className={cn(
                                                 "flex w-full items-center gap-2.5 rounded-[var(--r-sm)] px-3 py-2.5 text-left text-[var(--fs-body)] transition-colors",
                                                 index === highlight ? "bg-surface-hover text-foreground" : "text-foreground/65",
diff --git a/web/src/components/layout/workspace-top-bar-extension.tsx b/web/src/components/layout/workspace-top-bar-extension.tsx
index c005764fe..47d34a297 100644
--- a/web/src/components/layout/workspace-top-bar-extension.tsx
+++ b/web/src/components/layout/workspace-top-bar-extension.tsx
@@ -1,44 +1,32 @@
-import { createContext, useCallback, useContext, useId, useLayoutEffect, useMemo, useState, type ReactNode } from "react";
+import { createContext, useContext, useLayoutEffect, useRef, useState, type ReactNode } from "react";
 
-type WorkspaceTopBarRegistration = {
-    id: string;
-    content: ReactNode;
-};
-
-type WorkspaceTopBarRegistrar = {
-    register: (registration: WorkspaceTopBarRegistration) => void;
-    unregister: (id: string) => void;
-};
-
-const WorkspaceTopBarRegistrarContext = createContext<WorkspaceTopBarRegistrar | null>(null);
-const WorkspaceTopBarContentContext = createContext<ReactNode>(null);
+const WorkspaceTopBarMountContext = createContext<HTMLElement | null | undefined>(undefined);
+const WorkspaceTopBarMountSetterContext = createContext<(node: HTMLElement | null) => void>(() => undefined);
 
 export function WorkspaceTopBarExtensionProvider({ children }: { children: ReactNode }) {
-    const [registration, setRegistration] = useState<WorkspaceTopBarRegistration | null>(null);
-    const register = useCallback((next: WorkspaceTopBarRegistration) => setRegistration(next), []);
-    const unregister = useCallback((id: string) => setRegistration((current) => current?.id === id ? null : current), []);
-    const registrar = useMemo(() => ({ register, unregister }), [register, unregister]);
+    const [mount, setMount] = useState<HTMLElement | null>(null);
 
     return (
-        <WorkspaceTopBarRegistrarContext.Provider value={registrar}>
-            <WorkspaceTopBarContentContext.Provider value={registration?.content || null}>
+        <WorkspaceTopBarMountSetterContext.Provider value={setMount}>
+            <WorkspaceTopBarMountContext.Provider value={mount}>
                 {children}
-            </WorkspaceTopBarContentContext.Provider>
-        </WorkspaceTopBarRegistrarContext.Provider>
+            </WorkspaceTopBarMountContext.Provider>
+        </WorkspaceTopBarMountSetterContext.Provider>
     );
 }
 
-export function useWorkspaceTopBarExtension(content: ReactNode) {
-    const registrar = useContext(WorkspaceTopBarRegistrarContext);
-    const id = useId();
+export function WorkspaceTopBarExtensionSlot() {
+    const setMount = useContext(WorkspaceTopBarMountSetterContext);
+    const ref = useRef<HTMLDivElement>(null);
 
     useLayoutEffect(() => {
-        if (!registrar) return;
-        registrar.register({ id, content });
-        return () => registrar.unregister(id);
-    }, [content, id, registrar]);
+        setMount(ref.current);
+        return () => setMount(null);
+    }, [setMount]);
+
+    return <div className="app-workspace-topbar-extension" ref={ref} />;
 }
 
-export function useWorkspaceTopBarContent() {
-    return useContext(WorkspaceTopBarContentContext);
+export function useWorkspaceTopBarMount() {
+    return useContext(WorkspaceTopBarMountContext);
 }
diff --git a/web/src/components/layout/workspace-top-bar.tsx b/web/src/components/layout/workspace-top-bar.tsx
index 76582e414..6dba15874 100644
--- a/web/src/components/layout/workspace-top-bar.tsx
+++ b/web/src/components/layout/workspace-top-bar.tsx
@@ -1,16 +1,15 @@
 import { Coins, PanelLeftClose, PanelLeftOpen } from "lucide-react";
-import { useState } from "react";
 import { Link, useLocation } from "react-router";
 
 import { SystemAnnouncementCenter } from "@/components/layout/system-announcement-center";
 import { WorkspaceAccountMenu } from "@/components/layout/workspace-account-menu";
-import { useWorkspaceTopBarContent } from "@/components/layout/workspace-top-bar-extension";
+import { WorkspaceTopBarExtensionSlot } from "@/components/layout/workspace-top-bar-extension";
 import { AnimatedThemeToggler } from "@/components/ui/animated-theme-toggler";
 import { useThemeStore } from "@/stores/use-theme-store";
 import { useUserStore } from "@/stores/use-user-store";
 import { useAppearanceStore } from "@/stores/use-appearance-store";
 import { useWalletBalance } from "@/hooks/use-wallet-balance";
-import { WorkspaceWalletModal } from "@/components/layout/workspace-wallet-modal";
+import { openWorkspaceWallet } from "@/lib/workspace-wallet";
 
 const PAGE_TITLES: Record<string, string> = {
     home: "创作",
@@ -21,12 +20,10 @@ const PAGE_TITLES: Record<string, string> = {
     assets: "资产",
     skills: "技能",
     plugins: "插件",
-    wallet: "积分超市",
     settings: "设置",
 };
 
 export function WorkspaceTopBar({ sidebarOpen, onToggleSidebar }: { sidebarOpen: boolean; onToggleSidebar: () => void }) {
-    const [walletOpen, setWalletOpen] = useState(false);
     const brandName = useAppearanceStore((state) => state.appearance.brandName);
     const theme = useThemeStore((state) => state.theme);
     const setTheme = useThemeStore((state) => state.setTheme);
@@ -34,14 +31,12 @@ export function WorkspaceTopBar({ sidebarOpen, onToggleSidebar }: { sidebarOpen:
     const creditsEnabled = useUserStore((state) => state.features.creditsEnabled);
     const { availableMicrocredits } = useWalletBalance(user?.id, creditsEnabled);
     const { pathname } = useLocation();
-    const extension = useWorkspaceTopBarContent();
-
     const slug = pathname.split("/").filter(Boolean)[0];
     const pageTitle = slug ? PAGE_TITLES[slug] || brandName : PAGE_TITLES.home;
     const balance = availableMicrocredits === null ? "--" : (availableMicrocredits / 1_000_000).toLocaleString("zh-CN", { maximumFractionDigits: 2 });
 
     return (
-        <header className={`app-workspace-topbar ${extension ? "has-extension" : ""}`}>
+        <header className="app-workspace-topbar">
             <button type="button" className="app-workspace-mobile-menu app-workspace-topbar-icon-button" aria-label={sidebarOpen ? "收起侧栏" : "展开侧栏"} onClick={onToggleSidebar}>
                 {sidebarOpen ? <PanelLeftClose className="size-4" /> : <PanelLeftOpen className="size-4" />}
             </button>
@@ -50,9 +45,9 @@ export function WorkspaceTopBar({ sidebarOpen, onToggleSidebar }: { sidebarOpen:
                 <span aria-hidden="true">/</span>
                 <span className="truncate font-medium text-foreground">{pageTitle}</span>
             </nav>
-            {extension ? <div className="app-workspace-topbar-extension">{extension}</div> : null}
+            <WorkspaceTopBarExtensionSlot />
             <div className="app-workspace-topbar-actions">
-                {creditsEnabled ? <button type="button" className="app-workspace-topbar-credit-pill" aria-label={`打开积分中心，可用 ${balance} 积分`} onClick={() => setWalletOpen(true)}>
+                {creditsEnabled ? <button type="button" className="app-workspace-topbar-credit-pill" aria-label={`打开积分中心，可用 ${balance} 积分`} onClick={() => openWorkspaceWallet()}>
                     <Coins aria-hidden="true" />
                     <span>积分</span>
                     <strong>{balance}</strong>
@@ -61,7 +56,6 @@ export function WorkspaceTopBar({ sidebarOpen, onToggleSidebar }: { sidebarOpen:
                 <AnimatedThemeToggler className="app-workspace-topbar-icon-button" theme={theme} onThemeChange={setTheme} aria-label="切换主题" />
                 <WorkspaceAccountMenu />
             </div>
-            {creditsEnabled ? <WorkspaceWalletModal open={walletOpen} onClose={() => setWalletOpen(false)} /> : null}
         </header>
     );
 }
diff --git a/web/src/components/layout/workspace-wallet-modal.tsx b/web/src/components/layout/workspace-wallet-modal.tsx
index 24a318343..fb08806cd 100644
--- a/web/src/components/layout/workspace-wallet-modal.tsx
+++ b/web/src/components/layout/workspace-wallet-modal.tsx
@@ -1,16 +1,78 @@
-import { App, Button, Input, QRCode, Skeleton } from "antd";
+import { App, Button, Input, Skeleton } from "antd";
 import { Check, ChevronLeft, ChevronRight, CircleAlert, Coins, CreditCard, History, RefreshCw, TicketCheck, WalletCards } from "lucide-react";
 import { useEffect, useMemo, useRef, useState } from "react";
+import { useLocation, useNavigate } from "react-router";
 
+import { PaymentCheckoutCode } from "@/components/payment-checkout-code";
 import { AppModal } from "@/components/ui/product/app-modal";
 import { formatCredits } from "@/constant/credits";
-import { closePaymentOrder, createPaymentOrder, listPaymentProviders, listTopupProducts, queryPaymentOrder, refreshPaymentCheckout, type PaymentOrder, type PaymentProvider, type TopupProduct } from "@/services/api/payments";
+import { closePaymentOrder, createPaymentOrder, getPaymentOrder, listPaymentProviders, listTopupProducts, queryPaymentOrder, refreshPaymentCheckout, type PaymentOrder, type PaymentProvider, type TopupProduct } from "@/services/api/payments";
 import { getWallet, redeemCredits, type CreditLedgerEntry, type WalletSummary } from "@/services/api/wallet";
 import { cn } from "@/lib/utils";
+import { openWorkspaceWallet, WORKSPACE_WALLET_OPEN_EVENT, type WorkspaceWalletOpenDetail } from "@/lib/workspace-wallet";
+import { useUserStore } from "@/stores/use-user-store";
 
 type WalletModalTab = "topup" | "history";
 
-export function WorkspaceWalletModal({ open, onClose }: { open: boolean; onClose: () => void }) {
+export function WorkspaceWalletHost() {
+    const creditsEnabled = useUserStore((state) => state.features.creditsEnabled);
+    const { pathname, search } = useLocation();
+    const navigate = useNavigate();
+    const [open, setOpen] = useState(false);
+    const [pendingPaymentOrderId, setPendingPaymentOrderId] = useState("");
+    const [paymentInvalid, setPaymentInvalid] = useState(false);
+
+    const applyOpen = (detail: WorkspaceWalletOpenDetail = {}) => {
+        if (!useUserStore.getState().features.creditsEnabled) return;
+        setPendingPaymentOrderId(detail.paymentOrderId || "");
+        setPaymentInvalid(Boolean(detail.paymentInvalid));
+        setOpen(true);
+    };
+
+    useEffect(() => {
+        const handleOpen = (raw: Event) => {
+            applyOpen((raw as CustomEvent<WorkspaceWalletOpenDetail>).detail || {});
+        };
+        window.addEventListener(WORKSPACE_WALLET_OPEN_EVENT, handleOpen);
+        return () => window.removeEventListener(WORKSPACE_WALLET_OPEN_EVENT, handleOpen);
+    }, []);
+
+    useEffect(() => {
+        if (pathname !== "/wallet") return;
+        const params = new URLSearchParams(search);
+        openWorkspaceWallet({
+            paymentOrderId: params.get("paymentOrder") || undefined,
+            paymentInvalid: params.get("payment") === "invalid",
+        });
+        navigate("/", { replace: true });
+    }, [navigate, pathname, search]);
+
+    if (!creditsEnabled) return null;
+    return (
+        <WorkspaceWalletModal
+            open={open}
+            pendingPaymentOrderId={pendingPaymentOrderId}
+            paymentInvalid={paymentInvalid}
+            onClose={() => {
+                setOpen(false);
+                setPendingPaymentOrderId("");
+                setPaymentInvalid(false);
+            }}
+        />
+    );
+}
+
+export function WorkspaceWalletModal({
+    open,
+    onClose,
+    pendingPaymentOrderId,
+    paymentInvalid,
+}: {
+    open: boolean;
+    onClose: () => void;
+    pendingPaymentOrderId?: string;
+    paymentInvalid?: boolean;
+}) {
     const { message } = App.useApp();
     const [tab, setTab] = useState<WalletModalTab>("topup");
     const [wallet, setWallet] = useState<WalletSummary | null>(null);
@@ -66,6 +128,11 @@ export function WorkspaceWalletModal({ open, onClose }: { open: boolean; onClose
             .finally(() => setPaymentsLoading(false));
     }, [open]);
 
+    useEffect(() => {
+        if (!open || !paymentInvalid) return;
+        message.error("支付结果无效，未产生积分充值");
+    }, [open, paymentInvalid]);
+
     useEffect(() => {
         idempotencyKey.current = "";
     }, [selectedProductId, selectedProviderId]);
@@ -92,6 +159,17 @@ export function WorkspaceWalletModal({ open, onClose }: { open: boolean; onClose
         window.dispatchEvent(new CustomEvent("wallet:updated"));
     };
 
+    useEffect(() => {
+        if (!open || !pendingPaymentOrderId) return;
+        getPaymentOrder(pendingPaymentOrderId)
+            .then(async ({ order }) => {
+                setPaymentOrder(order);
+                setPaymentOpen(true);
+                if (order.status === "credited") await announceWalletUpdated(order.id);
+            })
+            .catch((error) => message.error(error instanceof Error ? error.message : "读取支付结果失败"));
+    }, [open, pendingPaymentOrderId]);
+
     const redeem = async () => {
         const normalized = code.trim().toLowerCase();
         if (normalized.length !== 32) {
@@ -257,7 +335,7 @@ export function WorkspaceWalletModal({ open, onClose }: { open: boolean; onClose
                     <span className="workspace-wallet-payment-icon"><CreditCard /></span>
                     <strong>¥ {(paymentOrder.amountFen / 100).toFixed(2)}</strong>
                     <p>{paymentOrder.productName} · {formatCredits(paymentOrder.creditsMicrocredits, 6)} 积分</p>
-                    {paymentOrder.status === "pending" && paymentOrder.checkout.mode === "qr_code" && paymentOrder.checkout.value ? <><QRCode value={paymentOrder.checkout.value} size={208} bordered={false} /><span>请使用支付应用扫码完成支付</span></> : null}
+                    {paymentOrder.status === "pending" && paymentOrder.checkout.mode === "qr_code" && paymentOrder.checkout.value ? <><PaymentCheckoutCode value={paymentOrder.checkout.value} /><span>请使用支付应用扫码完成支付</span></> : null}
                     <PaymentStatus order={paymentOrder} now={clock} />
                 </div> : null}
             </AppModal>
diff --git a/web/src/hooks/use-wallet-balance.ts b/web/src/hooks/use-wallet-balance.ts
index 381bc54bc..6567efdca 100644
--- a/web/src/hooks/use-wallet-balance.ts
+++ b/web/src/hooks/use-wallet-balance.ts
@@ -1,13 +1,18 @@
 import { useQuery, useQueryClient } from "@tanstack/react-query";
 import { useEffect } from "react";
 
-import { getWallet } from "@/services/api/wallet";
+import { getWallet, type WalletSummary } from "@/services/api/wallet";
 
 // 余额不是页面心跳数据。工作区内多个位置共享同一个 Query，只在首次进入、显式
 // wallet:updated 事件或用户主动刷新时访问服务端，避免常驻布局产生永久轮询。
 const WALLET_STALE_TIME_MS = 5 * 60_000;
 const walletBalanceQueryKey = (userId: string) => ["wallet-balance", userId] as const;
 
+export type WalletSnapshot = {
+    availableMicrocredits: number;
+    policy: WalletSummary["policy"];
+};
+
 export function useWalletBalance(userId?: string, enabled = true) {
     const activeUserId = enabled ? userId || "" : "";
     const queryClient = useQueryClient();
@@ -15,10 +20,10 @@ export function useWalletBalance(userId?: string, enabled = true) {
     const query = useQuery({
         queryKey,
         enabled: Boolean(activeUserId),
-        queryFn: async () => {
+        queryFn: async (): Promise<WalletSnapshot> => {
             const wallet = await getWallet(1, 1);
             if (wallet.account.userId !== activeUserId) throw new Error("积分账户与当前用户不一致");
-            return wallet.account.availableMicrocredits;
+            return { availableMicrocredits: wallet.account.availableMicrocredits, policy: wallet.policy };
         },
         staleTime: WALLET_STALE_TIME_MS,
         refetchOnWindowFocus: false,
@@ -38,7 +43,8 @@ export function useWalletBalance(userId?: string, enabled = true) {
     }, [query.error]);
 
     return {
-        availableMicrocredits: query.data ?? null,
+        availableMicrocredits: query.data?.availableMicrocredits ?? null,
+        policy: query.data?.policy ?? null,
         refreshing: query.isFetching,
         refresh: query.refetch,
     };
diff --git a/web/src/lib/workspace-route-modules.ts b/web/src/lib/workspace-route-modules.ts
index 673431322..fca0a5351 100644
--- a/web/src/lib/workspace-route-modules.ts
+++ b/web/src/lib/workspace-route-modules.ts
@@ -4,7 +4,6 @@ const workspaceRouteLoaders = {
     create: () => import("@/pages/create"),
     projects: () => import("@/pages/projects"),
     projectDetail: () => import("@/pages/projects/detail"),
-    wallet: () => import("@/pages/wallet"),
 };
 
 export const loadAssetsPage = workspaceRouteLoaders.assets;
@@ -13,7 +12,6 @@ export const loadCanvasProjectPage = () => import("@/pages/canvas/project");
 export const loadCreatePage = workspaceRouteLoaders.create;
 export const loadProjectDetailPage = workspaceRouteLoaders.projectDetail;
 export const loadProjectsPage = workspaceRouteLoaders.projects;
-export const loadWalletPage = workspaceRouteLoaders.wallet;
 
 export function preloadWorkspaceRoute(pathnameOrSlug: string) {
     // 根路径就是创作页，预加载时仍映射到其内部模块名。
diff --git a/web/src/lib/workspace-wallet.ts b/web/src/lib/workspace-wallet.ts
new file mode 100644
index 000000000..41dff5b02
--- /dev/null
+++ b/web/src/lib/workspace-wallet.ts
@@ -0,0 +1,11 @@
+export const WORKSPACE_WALLET_OPEN_EVENT = "wallet:open";
+
+export type WorkspaceWalletOpenDetail = {
+    paymentOrderId?: string;
+    paymentInvalid?: boolean;
+};
+
+/** 工作台任意入口打开积分中心弹窗，不再进入独立钱包页。 */
+export function openWorkspaceWallet(detail: WorkspaceWalletOpenDetail = {}) {
+    window.dispatchEvent(new CustomEvent<WorkspaceWalletOpenDetail>(WORKSPACE_WALLET_OPEN_EVENT, { detail }));
+}
diff --git a/web/src/pages/admin/components/feature-availability-panel.tsx b/web/src/pages/admin/components/feature-availability-panel.tsx
index 3e25a2104..df0fb449a 100644
--- a/web/src/pages/admin/components/feature-availability-panel.tsx
+++ b/web/src/pages/admin/components/feature-availability-panel.tsx
@@ -35,7 +35,7 @@ const workspaceFeatureRows: FeatureRow[] = [
     {
         key: "creditsEnabled",
         title: "积分计费",
-        description: "控制钱包入口及新任务的积分预授权与结算。",
+        description: "控制积分中心弹窗及新任务的积分预授权与结算。",
         icon: <Coins className="size-4" aria-hidden="true" />,
     },
     {
diff --git a/web/src/pages/canvas/canvas-project-top-bar.tsx b/web/src/pages/canvas/canvas-project-top-bar.tsx
index 94656aa20..53efec4e1 100644
--- a/web/src/pages/canvas/canvas-project-top-bar.tsx
+++ b/web/src/pages/canvas/canvas-project-top-bar.tsx
@@ -4,6 +4,7 @@ import { Clapperboard, CloudDownload, CloudUpload, Coins, CopyPlus, Focus, Folde
 import { Button, Dropdown, Tooltip } from "antd";
 
 import { useWalletBalance } from "@/hooks/use-wallet-balance";
+import { openWorkspaceWallet } from "@/lib/workspace-wallet";
 import { canvasDockStyle } from "@/lib/canvas/canvas-aceternity-style";
 import type { CanvasContextSummary } from "@/lib/canvas/canvas-context-summary";
 import type { CanvasShortDramaProgress } from "@/lib/canvas/canvas-short-drama";
@@ -232,16 +233,17 @@ export function CanvasTopBar({
                         </Dropdown>
                     </CanvasTopBarTooltip>
                     {user && creditsEnabled ? (
-                        <CanvasTopBarTooltip label="进入积分超市">
-                            <Link
-                                to="/wallet"
+                        <CanvasTopBarTooltip label="打开积分中心">
+                            <button
+                                type="button"
                                 className="canvas-topbar-action inline-flex h-9 min-w-[5.5rem] items-center justify-center gap-1.5 rounded-lg px-2.5 text-xs font-medium tabular-nums"
                                 style={{ color: theme.node.text }}
-                                aria-label="进入积分超市"
+                                aria-label="打开积分中心"
+                                onClick={() => openWorkspaceWallet()}
                             >
                                 {refreshing && availableMicrocredits === null ? <LoaderCircle className="size-3.5 animate-spin opacity-60" style={{ color: theme.accent.primary }} /> : <Coins className="size-3.5" style={{ color: theme.accent.primary }} />}
                                 <span>{availableMicrocredits === null ? "--" : (availableMicrocredits / 1_000_000).toLocaleString("zh-CN", { maximumFractionDigits: 3 })}</span>
-                            </Link>
+                            </button>
                         </CanvasTopBarTooltip>
                     ) : null}
                     <CanvasTopBarTooltip label="进入专注模式（Shift + Ctrl/Cmd + F）">
diff --git a/web/src/pages/wallet/index.tsx b/web/src/pages/wallet/index.tsx
deleted file mode 100644
index 76fa833e5..000000000
--- a/web/src/pages/wallet/index.tsx
+++ /dev/null
@@ -1,681 +0,0 @@
-import { useEffect, useMemo, useRef, useState, type ReactNode } from "react";
-import { AlipayCircleFilled, WechatFilled } from "@ant-design/icons";
-import { App, Button, Grid, Input, Modal, QRCode, Skeleton, Table } from "antd";
-import { StatusBadge } from "@/components/ui/base/badges/status-badge";
-import { SegmentedControl } from "@/components/ui/base/segmented-control";
-import type { ColumnsType } from "antd/es/table";
-import { motion, useReducedMotion } from "motion/react";
-import { ArrowDownLeft, ArrowUpRight, CalendarCheck, Coins, CreditCard, RefreshCw, RotateCcw, ShieldCheck, SlidersHorizontal, Sparkles, TicketCheck } from "lucide-react";
-
-import { formatCredits } from "@/constant/credits";
-import { PaginationBar, TableSurface } from "@/components/layout/workspace-page";
-import { WorkspaceState } from "@/components/layout/workspace-state";
-import { aceternityMotion } from "@/lib/aceternity-motion";
-import { checkinCredits, getWallet, redeemCredits, type CreditLedgerEntry, type WalletSummary } from "@/services/api/wallet";
-import { closePaymentOrder, createPaymentOrder, getPaymentOrder, listPaymentProviders, listTopupProducts, queryPaymentOrder, refreshPaymentCheckout, type PaymentOrder, type PaymentProvider, type TopupProduct } from "@/services/api/payments";
-import { modelDisplayName, useEffectiveConfig, type AiConfig } from "@/stores/use-config-store";
-
-type LedgerFilter = "all" | "income" | "consume" | "refund";
-
-const ledgerFilterOptions = [
-    { label: "全部", value: "all" },
-    { label: "充值与调整", value: "income" },
-    { label: "模型消费", value: "consume" },
-    { label: "退款", value: "refund" },
-];
-
-export default function WalletPage() {
-    const { message } = App.useApp();
-    const screens = Grid.useBreakpoint();
-    const reducedMotion = useReducedMotion();
-    const config = useEffectiveConfig();
-    const [wallet, setWallet] = useState<WalletSummary | null>(null);
-    const [code, setCode] = useState("");
-    const [filter, setFilter] = useState<LedgerFilter>("all");
-    const [loading, setLoading] = useState(false);
-    const [redeeming, setRedeeming] = useState(false);
-    const [checkingIn, setCheckingIn] = useState(false);
-    const [page, setPage] = useState(1);
-    const [pageSize, setPageSize] = useState(20);
-    const [paymentProducts, setPaymentProducts] = useState<TopupProduct[]>([]);
-    const [paymentProviders, setPaymentProviders] = useState<PaymentProvider[]>([]);
-    const [paymentsLoading, setPaymentsLoading] = useState(true);
-    const [selectedProductId, setSelectedProductId] = useState("");
-    const [selectedProviderId, setSelectedProviderId] = useState("");
-    const [paymentCreating, setPaymentCreating] = useState(false);
-    const [paymentOrder, setPaymentOrder] = useState<PaymentOrder | null>(null);
-    const [paymentModalOpen, setPaymentModalOpen] = useState(false);
-    const [paymentQuerying, setPaymentQuerying] = useState(false);
-    const [clock, setClock] = useState(Date.now());
-    const requestSequence = useRef(0);
-    const paymentPollSequence = useRef(0);
-    const paymentRefreshInFlight = useRef(false);
-    const nextPaymentRefreshAt = useRef(0);
-    const paymentIdempotencyKey = useRef("");
-    const completedPaymentOrderId = useRef("");
-
-    const reload = async (targetPage = page, targetPageSize = pageSize) => {
-        const sequence = ++requestSequence.current;
-        setLoading(true);
-        try {
-            const nextWallet = await getWallet(targetPage, targetPageSize, filter);
-            if (sequence === requestSequence.current) setWallet(nextWallet);
-        } catch (error) {
-            if (sequence === requestSequence.current) message.error(error instanceof Error ? error.message : "读取积分记录失败");
-        } finally {
-            if (sequence === requestSequence.current) setLoading(false);
-        }
-    };
-
-    useEffect(() => {
-        void reload(page, pageSize);
-    }, [filter, page, pageSize]);
-
-    useEffect(() => {
-        let active = true;
-        setPaymentsLoading(true);
-        Promise.all([listTopupProducts(), listPaymentProviders()])
-            .then(([productsResult, providersResult]) => {
-                if (!active) return;
-                setPaymentProducts(productsResult.products);
-                setPaymentProviders(providersResult.providers);
-                setSelectedProductId((current) => current || productsResult.products[0]?.id || "");
-                setSelectedProviderId((current) => current || providersResult.providers[0]?.id || "");
-            })
-            .catch((error) => {
-                if (active) message.error(error instanceof Error ? error.message : "读取在线充值配置失败");
-            })
-            .finally(() => {
-                if (active) setPaymentsLoading(false);
-            });
-        return () => {
-            active = false;
-        };
-    }, []);
-
-    useEffect(() => {
-        const returnedOrderId = new URLSearchParams(window.location.search).get("paymentOrder");
-        if (!returnedOrderId) return;
-        getPaymentOrder(returnedOrderId)
-            .then(({ order }) => {
-                setPaymentOrder(order);
-                nextPaymentRefreshAt.current = 0;
-                setPaymentModalOpen(true);
-                if (order.status === "pending") void confirmPayment(order.id);
-            })
-            .catch((error) => message.error(error instanceof Error ? error.message : "读取支付结果失败"));
-        window.history.replaceState(null, "", window.location.pathname);
-    }, []);
-
-    useEffect(() => {
-        if (!paymentModalOpen || !paymentOrder || !["created", "pending", "closing"].includes(paymentOrder.status)) return;
-        const interval = window.setInterval(() => {
-            setClock(Date.now());
-            const sequence = ++paymentPollSequence.current;
-            void getPaymentOrder(paymentOrder.id)
-                .then(({ order }) => {
-                    if (sequence !== paymentPollSequence.current) return;
-                    setPaymentOrder(order);
-                    if (order.status === "credited") {
-                        void paymentCompleted(order.id);
-                        return;
-                    }
-                    const checkoutExpired = order.checkout.mode === "qr_code" && order.checkout.expiresAt && new Date(order.checkout.expiresAt).getTime() <= Date.now();
-                    if (checkoutExpired && new Date(order.expiresAt).getTime() > Date.now() && !paymentRefreshInFlight.current && Date.now() >= nextPaymentRefreshAt.current) {
-                        paymentRefreshInFlight.current = true;
-                        nextPaymentRefreshAt.current = Date.now() + 15 * 60_000;
-                        void refreshPaymentCheckout(order.id)
-                            .then(async (result) => {
-                                setPaymentOrder(result.order);
-                                if (result.order.status === "credited") await paymentCompleted(result.order.id);
-                            })
-                            .catch(() => undefined)
-                            .finally(() => {
-                                paymentRefreshInFlight.current = false;
-                            });
-                    }
-                })
-                .catch(() => undefined);
-        }, 2_000);
-        return () => window.clearInterval(interval);
-    }, [paymentModalOpen, paymentOrder?.id, paymentOrder?.status]);
-
-    const selectedProduct = useMemo(() => paymentProducts.find((item) => item.id === selectedProductId), [paymentProducts, selectedProductId]);
-    const selectedProvider = useMemo(() => paymentProviders.find((item) => item.id === selectedProviderId), [paymentProviders, selectedProviderId]);
-
-    useEffect(() => {
-        paymentIdempotencyKey.current = "";
-    }, [selectedProductId, selectedProviderId]);
-
-    const redeem = async () => {
-        const normalized = code.trim().toLowerCase();
-        if (normalized.length !== 32) {
-            message.error("请输入完整的 32 位兑换码");
-            return;
-        }
-        setRedeeming(true);
-        try {
-            await redeemCredits(normalized);
-            setCode("");
-            setPage(1);
-            await reload(1, pageSize);
-            window.dispatchEvent(new CustomEvent("wallet:updated"));
-            message.success("兑换成功，积分已到账");
-        } catch (error) {
-            message.error(error instanceof Error ? error.message : "兑换失败");
-        } finally {
-            setRedeeming(false);
-        }
-    };
-
-    const checkin = async () => {
-        setCheckingIn(true);
-        try {
-            await checkinCredits();
-            await reload(page, pageSize);
-            window.dispatchEvent(new CustomEvent("wallet:updated"));
-            message.success("签到成功，积分已到账");
-        } catch (error) {
-            message.error(error instanceof Error ? error.message : "签到失败");
-        } finally {
-            setCheckingIn(false);
-        }
-    };
-
-    const startPayment = async () => {
-        if (!selectedProduct || !selectedProvider) {
-            message.error("请选择充值商品和支付方式");
-            return;
-        }
-        setPaymentCreating(true);
-        try {
-            if (!paymentIdempotencyKey.current) paymentIdempotencyKey.current = crypto.randomUUID();
-            const result = await createPaymentOrder({ productId: selectedProduct.id, providerId: selectedProvider.id, idempotencyKey: paymentIdempotencyKey.current });
-            paymentIdempotencyKey.current = "";
-            setPaymentOrder(result.order);
-            nextPaymentRefreshAt.current = 0;
-            if (result.order.status === "credited") {
-                setPaymentModalOpen(true);
-                await paymentCompleted(result.order.id);
-                return;
-            }
-            if (result.order.checkout.mode === "redirect" && result.order.checkout.url) {
-                window.location.assign(result.order.checkout.url);
-                return;
-            }
-            setPaymentModalOpen(true);
-        } catch (error) {
-            message.error(error instanceof Error ? error.message : "创建支付订单失败");
-        } finally {
-            setPaymentCreating(false);
-        }
-    };
-
-    async function confirmPayment(orderId = paymentOrder?.id) {
-        if (!orderId) return;
-        setPaymentQuerying(true);
-        try {
-            const result = await queryPaymentOrder(orderId);
-            setPaymentOrder(result.order);
-            if (result.order.status === "credited") await paymentCompleted(result.order.id);
-            else if (result.order.status === "closed") message.warning("订单已关闭，未产生积分充值");
-            else message.info("渠道尚未确认支付，请稍后再试");
-        } catch (error) {
-            message.error(error instanceof Error ? error.message : "查询支付结果失败");
-        } finally {
-            setPaymentQuerying(false);
-        }
-    }
-
-    const cancelPayment = async () => {
-        if (!paymentOrder) return;
-        setPaymentQuerying(true);
-        try {
-            const result = await closePaymentOrder(paymentOrder.id);
-            setPaymentOrder(result.order);
-            if (result.order.status === "credited") await paymentCompleted(result.order.id);
-            else message.success("未支付订单已关闭");
-        } catch (error) {
-            message.error(error instanceof Error ? error.message : "关闭订单失败");
-        } finally {
-            setPaymentQuerying(false);
-        }
-    };
-
-    const retryPaymentCheckout = async () => {
-        if (!paymentOrder) return;
-        setPaymentQuerying(true);
-        try {
-            const result = await refreshPaymentCheckout(paymentOrder.id);
-            setPaymentOrder(result.order);
-            if (result.order.status === "credited") await paymentCompleted(result.order.id);
-            else if (result.order.status === "closed") message.warning("订单已关闭，未产生积分充值");
-            else if (result.order.checkout.mode === "redirect" && result.order.checkout.url) {
-                window.location.assign(result.order.checkout.url);
-                return;
-            } else message.success("支付二维码已重新生成");
-        } catch (error) {
-            message.error(error instanceof Error ? error.message : "重新生成支付收银台失败");
-        } finally {
-            setPaymentQuerying(false);
-        }
-    };
-
-    async function paymentCompleted(orderId: string) {
-        if (completedPaymentOrderId.current === orderId) return;
-        completedPaymentOrderId.current = orderId;
-        await reload(1, pageSize);
-        setPage(1);
-        window.dispatchEvent(new CustomEvent("wallet:updated"));
-        message.success("支付成功，积分已到账");
-    }
-
-    const entries = wallet?.entries || [];
-    const account = wallet?.account;
-    const totalMicrocredits = (account?.availableMicrocredits || 0) + (account?.reservedMicrocredits || 0);
-
-    const columns: ColumnsType<CreditLedgerEntry> = [
-        { title: "发生时间", dataIndex: "createdAt", width: 180, render: formatTime },
-        { title: "类型", dataIndex: "type", width: 120, render: (type) => <LedgerTypeTag type={type} /> },
-        {
-            title: "明细",
-            width: 400,
-            ellipsis: true,
-            render: (_, entry) => (
-                <div className="min-w-0 max-w-full overflow-hidden" title={[ledgerModelName(config, entry), [sceneLabel(entry.scene), entry.note].filter(Boolean).join(" · ")].filter(Boolean).join("\n")}>
-                    <div className="truncate font-medium">{ledgerModelName(config, entry)}</div>
-                    <div className="mt-1 truncate text-xs text-foreground/50">{[sceneLabel(entry.scene), entry.note].filter(Boolean).join(" · ") || "无补充说明"}</div>
-                </div>
-            ),
-        },
-        {
-            title: "积分变化",
-            dataIndex: "amountMicrocredits",
-            width: 145,
-            align: "right",
-            render: (value: number) => <CreditDelta value={value} />,
-        },
-        { title: "变更后余额", dataIndex: "availableAfterMicrocredits", width: 145, align: "right", render: (value) => <span className="tabular-nums">{formatCredits(value)}</span> },
-    ];
-
-    return (
-        <main className="app-user-content app-workspace-scroll library-page wallet-library-page wallet-market-page relative h-full overflow-y-auto text-foreground">
-            <div className="relative w-full px-4 py-6 sm:px-6 lg:px-8">
-                <div className="studio-band">
-                    <motion.header
-                        initial={reducedMotion ? false : { opacity: 0, y: 10 }}
-                        animate={{ opacity: 1, y: 0 }}
-                        transition={{ duration: aceternityMotion.duration.panel, ease: aceternityMotion.easing.enter }}
-                        className="app-page-header flex flex-wrap items-start justify-between gap-4"
-                    >
-                        <div className="flex min-w-0 items-center gap-3">
-                            <div className="min-w-0">
-                                <h1 className="text-[var(--fs-heading-lg)] font-semibold leading-7">积分超市</h1>
-                                <p className="mt-1 text-xs leading-5 text-foreground/58">用真实余额补充创作额度，兑换码、充值与消费记录都可追溯。</p>
-                            </div>
-                        </div>
-                        <div className="flex flex-wrap items-center gap-2">
-                            <span className="app-projects-header-meta wallet-credit-meta">
-                                <Coins className="size-3" />
-                                可用 {formatCredits(account?.availableMicrocredits || 0, 6)}
-                            </span>
-                            <Button
-                                className="library-primary-action"
-                                icon={<CalendarCheck className="size-4" />}
-                                type={wallet?.policy.checkedInToday ? "default" : "primary"}
-                                loading={checkingIn}
-                                disabled={wallet?.policy.checkedInToday}
-                                onClick={() => void checkin()}
-                            >
-                                {wallet?.policy.checkedInToday ? "今日已签到" : `签到 +${formatCredits(wallet?.policy.checkinBonusMicrocredits || 0)}`}
-                            </Button>
-                            <Button icon={<RefreshCw className="size-4" />} loading={loading} onClick={() => void reload()}>
-                                刷新余额
-                            </Button>
-                        </div>
-                    </motion.header>
-                </div>
-
-                <section className="library-feature-grid mt-6 grid gap-4 lg:grid-cols-[minmax(0,1.35fr)_minmax(340px,0.65fr)]">
-                    <section className="credit-balance-card">
-                        <div className="wallet-balance-inner">
-                            <div className="wallet-balance-primary">
-                                <div className="wallet-balance-heading">
-                                    <span className="library-icon-tile wallet-balance-icon">
-                                        <Coins />
-                                    </span>
-                                    <div>
-                                        <strong>我的创作积分</strong>
-                                        <span>最近更新 {formatTime(account?.updatedAt)}</span>
-                                    </div>
-                                </div>
-                                <div className="wallet-balance-number">
-                                    <strong>{formatCredits(account?.availableMicrocredits || 0, 6)}</strong>
-                                    <span>积分</span>
-                                </div>
-                            </div>
-                            <div className="wallet-balance-details">
-                                <span className="wallet-account-status">
-                                    <ShieldCheck />
-                                    账户正常
-                                </span>
-                                <BalanceMetric label="冻结积分" description="调用中或待核对" value={account?.reservedMicrocredits || 0} icon={<TicketCheck className="size-4" />} />
-                                <BalanceMetric label="账户总额" description="可用与冻结合计" value={totalMicrocredits} icon={<Coins className="size-4" />} />
-                            </div>
-                        </div>
-                    </section>
-
-                    <motion.div
-                        initial={reducedMotion ? false : { opacity: 0, x: 12 }}
-                        animate={{ opacity: 1, x: 0 }}
-                        transition={{ duration: aceternityMotion.duration.panel, ease: aceternityMotion.easing.enter }}
-                        className="wallet-redeem-panel app-workspace-surface flex flex-col rounded-lg p-5 backdrop-blur-xl sm:p-6"
-                    >
-                        <div className="flex items-start gap-3">
-                            <span className="wallet-redeem-icon grid size-9 shrink-0 place-items-center rounded-lg">
-                                <TicketCheck className="size-4" />
-                            </span>
-                            <div>
-                                <h2 className="text-base font-semibold">兑换码入账</h2>
-                                <p className="mt-1 text-xs leading-5 text-foreground/55">输入管理员发放的 32 位兑换码。</p>
-                            </div>
-                        </div>
-                        <label className="mt-6 block">
-                            <span className="text-xs font-medium text-foreground/70">兑换码</span>
-                            <Input
-                                className="mt-2 font-mono"
-                                size="large"
-                                value={code}
-                                maxLength={32}
-                                spellCheck={false}
-                                autoComplete="off"
-                                onChange={(event) => setCode(event.target.value.replace(/[-\s]/g, ""))}
-                                placeholder="xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx"
-                                onPressEnter={() => void redeem()}
-                            />
-                        </label>
-                        <div className="mt-2 flex items-center justify-between text-xs text-foreground/45">
-                            <span>兑换成功后立即到账</span>
-                            <span className="tabular-nums">{code.length} / 32</span>
-                        </div>
-                        <Button className="mt-5" type="primary" size="large" block loading={redeeming} disabled={code.length !== 32} onClick={() => void redeem()}>
-                            兑换积分
-                        </Button>
-                    </motion.div>
-                </section>
-
-                <section className="app-workspace-surface mt-6 rounded-lg p-5 sm:p-6">
-                    <div className="flex flex-col gap-5 lg:flex-row lg:items-end lg:justify-between">
-                        <div>
-                            <div className="flex items-start gap-3">
-                                <span className="grid size-9 shrink-0 place-items-center rounded-lg bg-foreground/6 text-foreground/70">
-                                    <CreditCard className="size-4" />
-                                </span>
-                                <div>
-                                    <h2 className="text-base font-semibold">购买创作积分</h2>
-                                    <p className="mt-1 text-xs leading-5 text-foreground/55">支付成功后自动充值积分。平台不提供退款，请确认商品和金额后付款。</p>
-                                </div>
-                            </div>
-                        </div>
-                        {selectedProduct ? (
-                            <div className="text-right">
-                                <div className="text-xs text-foreground/45">应付金额</div>
-                                <div className="mt-1 text-2xl font-semibold tabular-nums">¥ {(selectedProduct.amountFen / 100).toFixed(2)}</div>
-                            </div>
-                        ) : null}
-                    </div>
-                    {paymentsLoading ? (
-                        <Skeleton className="mt-6" active paragraph={{ rows: 2 }} />
-                    ) : paymentProducts.length && paymentProviders.length ? (
-                        <div className="mt-6 grid gap-6 lg:grid-cols-[minmax(0,1fr)_320px]">
-                            <div>
-                                <div className="mb-2 text-xs font-medium text-foreground/65">选择充值商品</div>
-                                <div className="grid gap-2 sm:grid-cols-2 xl:grid-cols-3">
-                                    {paymentProducts.map((product) => (
-                                        <button
-                                            key={product.id}
-                                            type="button"
-                                            className={`rounded-lg border px-4 py-3 text-left transition-colors ${selectedProductId === product.id ? "border-primary bg-primary/5" : "border-border/70 bg-background/35 hover:border-foreground/25"}`}
-                                            onClick={() => setSelectedProductId(product.id)}
-                                        >
-                                            <div className="font-medium">{product.name}</div>
-                                            <div className="mt-1 text-xs text-foreground/48">
-                                                {formatCredits(product.creditsMicrocredits, 6)} 积分 · ¥ {(product.amountFen / 100).toFixed(2)}
-                                            </div>
-                                        </button>
-                                    ))}
-                                </div>
-                            </div>
-                            <div>
-                                <div className="mb-2 text-xs font-medium text-foreground/65">选择支付方式</div>
-                                <div className="grid grid-cols-2 gap-2">
-                                    {paymentProviders.map((provider) => (
-                                        <button
-                                            key={provider.id}
-                                            type="button"
-                                            className={`flex items-center gap-2 rounded-lg border px-3 py-3 text-left transition-colors ${selectedProviderId === provider.id ? "border-primary bg-primary/5" : "border-border/70 bg-background/35 hover:border-foreground/25"}`}
-                                            onClick={() => setSelectedProviderId(provider.id)}
-                                        >
-                                            <PaymentBrandIcon providerId={provider.id} />
-                                            <span className="min-w-0 truncate text-sm font-medium">{provider.name}</span>
-                                        </button>
-                                    ))}
-                                </div>
-                                <Button className="mt-3" type="primary" size="large" block loading={paymentCreating} disabled={!selectedProduct || !selectedProvider} onClick={() => void startPayment()}>
-                                    {selectedProvider?.checkoutMode === "qr_code" ? "生成支付二维码" : `前往${selectedProvider?.name || "支付"}`}
-                                </Button>
-                            </div>
-                        </div>
-                    ) : (
-                        <WorkspaceState compact icon="wallet" title="在线充值暂未开放" description="管理员配置充值商品和支付渠道后即可使用。" />
-                    )}
-                </section>
-
-                <section className="wallet-ledger-panel app-workspace-surface mt-9 rounded-lg p-4 backdrop-blur-xl sm:p-5">
-                    <div className="mb-4 flex flex-col gap-3 sm:flex-row sm:items-end sm:justify-between">
-                        <div>
-                            <h2 className="text-base font-semibold">积分使用明细</h2>
-                            <p className="mt-1 text-xs text-foreground/55">当前展示最近 {wallet?.entries.length || 0} 条记录。</p>
-                        </div>
-                        <SegmentedControl
-                            block={!screens.sm}
-                            value={filter}
-                            options={ledgerFilterOptions}
-                            onChange={(value) => {
-                                setFilter(value as LedgerFilter);
-                                setPage(1);
-                            }}
-                        />
-                    </div>
-
-                    {screens.md ? (
-                        <TableSurface className="mt-0 rounded-xl border-border/70 bg-transparent">
-                            <Table className="app-data-table wallet-ledger-table" rowKey="id" size="middle" loading={loading} columns={columns} dataSource={entries} pagination={false} tableLayout="fixed" scroll={{ x: 990 }} />
-                        </TableSurface>
-                    ) : (
-                        <div className="grid gap-1 overflow-hidden rounded-md bg-transparent">
-                            {entries.length ? (
-                                entries.map((entry) => <LedgerMobileRow key={entry.id} config={config} entry={entry} />)
-                            ) : (
-                                <WorkspaceState compact icon="wallet" title="没有匹配的积分记录" description="切换流水类型，或完成一次生成后再回来查看。" />
-                            )}
-                        </div>
-                    )}
-                    <PaginationBar
-                        current={page}
-                        pageSize={pageSize}
-                        total={wallet?.total || 0}
-                        pageSizeOptions={[20, 50, 100]}
-                        onChange={(nextPage, nextPageSize) => {
-                            setPage(nextPageSize !== pageSize ? 1 : nextPage);
-                            setPageSize(nextPageSize);
-                        }}
-                    />
-                </section>
-            </div>
-
-            <Modal
-                open={paymentModalOpen}
-                title={paymentOrder?.status === "credited" ? "充值完成" : paymentOrder?.checkout.mode === "qr_code" ? "扫码支付" : "确认支付结果"}
-                onCancel={() => setPaymentModalOpen(false)}
-                footer={
-                    paymentOrder?.status === "pending"
-                        ? [
-                              <Button key="close" danger disabled={paymentQuerying} onClick={() => void cancelPayment()}>
-                                  关闭订单
-                              </Button>,
-                              <Button key="query" type="primary" loading={paymentQuerying} onClick={() => void confirmPayment()}>
-                                  我已完成支付
-                              </Button>,
-                          ]
-                        : paymentOrder?.status === "create_failed"
-                          ? [
-                                <Button key="done" onClick={() => setPaymentModalOpen(false)}>
-                                    稍后处理
-                                </Button>,
-                                <Button key="retry" type="primary" loading={paymentQuerying} onClick={() => void retryPaymentCheckout()}>
-                                    {paymentOrder.checkout.mode === "redirect" ? "重新打开收银台" : "重新生成二维码"}
-                                </Button>,
-                            ]
-                          : [
-                                <Button key="done" type="primary" onClick={() => setPaymentModalOpen(false)}>
-                                    完成
-                                </Button>,
-                            ]
-                }
-                destroyOnHidden
-            >
-                {paymentOrder ? (
-                    <div className="py-2 text-center">
-                        <div className="mx-auto grid size-12 place-items-center rounded-xl bg-foreground/5">
-                            <PaymentBrandIcon providerId={paymentOrder.providerId} size="large" />
-                        </div>
-                        <div className="mt-3 text-lg font-semibold">¥ {(paymentOrder.amountFen / 100).toFixed(2)}</div>
-                        <div className="mt-1 text-xs text-foreground/48">
-                            {paymentOrder.productName} · {formatCredits(paymentOrder.creditsMicrocredits, 6)} 积分
-                        </div>
-                        {paymentOrder.status === "pending" && paymentOrder.checkout.mode === "qr_code" && paymentOrder.checkout.value ? (
-                            <div className="mt-5 flex flex-col items-center">
-                                <QRCode value={paymentOrder.checkout.value} size={208} bordered={false} />
-                                <p className="mt-3 text-sm font-medium">请使用支付应用扫码完成支付</p>
-                                <p className="mt-1 text-xs text-foreground/45">请勿保存二维码后长按识别</p>
-                            </div>
-                        ) : null}
-                        <PaymentOrderStatus order={paymentOrder} now={clock} />
-                    </div>
-                ) : null}
-            </Modal>
-        </main>
-    );
-}
-
-function BalanceMetric({ label, description, value, icon }: { label: string; description: string; value: number; icon: ReactNode }) {
-    return (
-        <div className="wallet-balance-metric">
-            <span className="wallet-balance-metric-icon">{icon}</span>
-            <div>
-                <span>{label}</span>
-                <strong>{formatCredits(value, 6)}</strong>
-                <small>{description}</small>
-            </div>
-        </div>
-    );
-}
-
-function LedgerMobileRow({ config, entry }: { config: AiConfig; entry: CreditLedgerEntry }) {
-    const meta = ledgerTypeMeta(entry.type);
-    return (
-        <article className="flex items-start gap-3 rounded-md bg-foreground/[.025] px-4 py-4">
-            <span className={`mt-0.5 grid size-8 shrink-0 place-items-center rounded-md ${meta.iconClass}`}>{meta.icon}</span>
-            <div className="min-w-0 flex-1">
-                <div className="flex items-start justify-between gap-3">
-                    <div className="min-w-0">
-                        <div className="truncate text-sm font-medium">{ledgerModelName(config, entry)}</div>
-                        <div className="mt-1 text-xs text-foreground/45">{formatTime(entry.createdAt)}</div>
-                    </div>
-                    <CreditDelta value={entry.amountMicrocredits} />
-                </div>
-                <div className="mt-2 line-clamp-2 break-words text-xs leading-5 text-foreground/55">{[sceneLabel(entry.scene), entry.note].filter(Boolean).join(" · ") || meta.label}</div>
-            </div>
-        </article>
-    );
-}
-
-function CreditDelta({ value }: { value: number }) {
-    const colorClass = value > 0 ? "text-emerald-600 dark:text-emerald-400" : value < 0 ? "text-rose-600 dark:text-rose-400" : "text-foreground/60";
-    return (
-        <span className={`shrink-0 font-medium tabular-nums ${colorClass}`}>
-            {value > 0 ? "+" : ""}
-            {formatCredits(value, 6)}
-        </span>
-    );
-}
-
-function LedgerTypeTag({ type }: { type: CreditLedgerEntry["type"] }) {
-    const meta = ledgerTypeMeta(type);
-    // 用项目 StatusBadge 而不是 antd Tag：Tag 的 default/error 配色在本项目主题下不可读。
-    return <StatusBadge variant="filled" tone={meta.tone} label={meta.label} />;
-}
-
-function ledgerTypeMeta(type: CreditLedgerEntry["type"]) {
-    // tone 走 StatusBadge 的语义色，明暗主题都自适应；不再用 antd Tag 的 default 配色。
-    const values = {
-        redeem: { label: "兑换充值", tone: "neutral", icon: <ArrowDownLeft className="size-4" />, iconClass: "bg-foreground/8 text-foreground/70" },
-        payment_topup: { label: "在线充值", tone: "success", icon: <CreditCard className="size-4" />, iconClass: "bg-emerald-500/10 text-emerald-600 dark:text-emerald-300" },
-        admin_grant: { label: "管理员充值", tone: "neutral", icon: <ArrowDownLeft className="size-4" />, iconClass: "bg-foreground/8 text-foreground/70" },
-        consume: { label: "模型消费", tone: "error", icon: <Sparkles className="size-4" />, iconClass: "bg-rose-500/10 text-rose-600 dark:text-rose-300" },
-        reserve: { label: "积分冻结", tone: "warning", icon: <ArrowUpRight className="size-4" />, iconClass: "bg-amber-500/10 text-amber-600 dark:text-amber-300" },
-        refund: { label: "消费退款", tone: "warning", icon: <RotateCcw className="size-4" />, iconClass: "bg-amber-500/10 text-amber-600 dark:text-amber-300" },
-        admin_adjustment: { label: "管理员调账", tone: "neutral", icon: <SlidersHorizontal className="size-4" />, iconClass: "bg-foreground/8 text-foreground/70" },
-        signup_bonus: { label: "注册奖励", tone: "neutral", icon: <Sparkles className="size-4" />, iconClass: "bg-foreground/8 text-foreground/70" },
-        checkin_bonus: { label: "签到奖励", tone: "neutral", icon: <CalendarCheck className="size-4" />, iconClass: "bg-foreground/8 text-foreground/70" },
-    } as const;
-    return values[type] || { label: "其他积分变动", tone: "neutral", icon: <ArrowUpRight className="size-4" />, iconClass: "bg-foreground/8 text-foreground/70" };
-}
-
-function ledgerTitle(entry: CreditLedgerEntry) {
-    if (entry.type === "redeem") return "兑换码充值";
-    if (entry.type === "payment_topup") return "在线支付充值";
-    if (entry.type === "refund") return "模型消费退款";
-    if (entry.type === "consume") return "模型调用";
-    if (entry.type === "signup_bonus") return "新用户注册奖励";
-    if (entry.type === "checkin_bonus") return "每日签到奖励";
-    return entry.note || "积分调整";
-}
-
-function PaymentBrandIcon({ providerId, size = "normal" }: { providerId: string; size?: "normal" | "large" }) {
-    const className = size === "large" ? "text-3xl" : "text-xl";
-    if (providerId === "wechat-native") return <WechatFilled className={`${className} text-[#07C160]`} aria-label="微信支付" />;
-    return <CreditCard className={`${className} text-foreground/60`} aria-label="支付" />;
-}
-
-function PaymentOrderStatus({ order, now }: { order: PaymentOrder; now: number }) {
-    const remainingSeconds = Math.max(0, Math.floor((new Date(order.expiresAt).getTime() - now) / 1000));
-    if (order.status === "credited") return <div className="mt-5 rounded-lg bg-emerald-500/8 px-4 py-3 text-sm font-medium text-emerald-600 dark:text-emerald-300">支付已确认，积分已经到账</div>;
-    if (order.status === "closed") return <div className="mt-5 rounded-lg bg-foreground/5 px-4 py-3 text-sm text-foreground/60">订单已关闭，未产生积分充值</div>;
-    if (order.status === "create_failed") {
-        const action = order.checkout.mode === "redirect" ? "重新打开收银台" : "重新生成支付二维码";
-        return <div className="mt-5 rounded-lg bg-rose-500/8 px-4 py-3 text-sm text-rose-600 dark:text-rose-300">创建渠道订单失败，可使用下方按钮{action}</div>;
-    }
-    return <div className="mt-5 text-xs text-foreground/48">订单剩余支付时间 {formatCountdown(remainingSeconds)}，页面将自动确认支付结果</div>;
-}
-
-function formatCountdown(seconds: number) {
-    const hours = Math.floor(seconds / 3600);
-    const minutes = Math.floor((seconds % 3600) / 60);
-    const rest = seconds % 60;
-    return [hours, minutes, rest].map((value) => String(value).padStart(2, "0")).join(":");
-}
-
-function ledgerModelName(config: AiConfig, entry: CreditLedgerEntry) {
-    return entry.model ? modelDisplayName(config, entry.model) : ledgerTitle(entry);
-}
-
-function sceneLabel(scene?: string) {
-    const labels: Record<string, string> = { image: "图片生成", text: "文本生成", video: "视频生成", audio: "音频生成", storyboard: "分镜生成" };
-    return scene ? labels[scene] || "其他场景" : "";
-}
-
-function formatTime(value?: string) {
-    return value ? new Date(value).toLocaleString("zh-CN", { hour12: false }) : "--";
-}
diff --git a/web/src/router.tsx b/web/src/router.tsx
index 301a6cc19..565310299 100644
--- a/web/src/router.tsx
+++ b/web/src/router.tsx
@@ -3,7 +3,7 @@ import { createBrowserRouter, Navigate, Outlet, useLocation } from "react-router
 
 import { RequireAuth } from "@/components/auth/require-auth";
 import { FullScreenLoader, WorkspaceRouteLoader } from "@/components/ui/aceternity/full-screen-loader";
-import { loadAssetsPage, loadCanvasPage, loadCanvasProjectPage, loadCreatePage, loadProjectDetailPage, loadProjectsPage, loadWalletPage } from "@/lib/workspace-route-modules";
+import { loadAssetsPage, loadCanvasPage, loadCanvasProjectPage, loadCreatePage, loadProjectDetailPage, loadProjectsPage } from "@/lib/workspace-route-modules";
 import { CanvasRefreshShell } from "@/pages/canvas/canvas-refresh-shell";
 import { AuthScene } from "@/pages/auth/auth-scene";
 import RouteErrorPage from "@/pages/route-error";
@@ -47,7 +47,6 @@ const SkillsPage = lazy(() => import("@/pages/skills"));
 const PluginsPage = lazy(() => import("@/pages/plugins"));
 const EagleLibraryPage = lazy(() => import("@/pages/plugins/eagle"));
 const TasksPage = lazy(() => import("@/pages/tasks"));
-const WalletPage = lazy(loadWalletPage);
 const ProjectsPage = lazy(loadProjectsPage);
 const ProjectDetailPage = lazy(loadProjectDetailPage);
 const SettingsPage = lazy(() => import("@/pages/settings"));
@@ -133,11 +132,7 @@ export const router = createBrowserRouter([
             },
             {
                 path: "/wallet",
-                element: (
-                    <RequireAuth>
-                        <RequireFeature feature="creditsEnabled">{deferred(<WalletPage />)}</RequireFeature>
-                    </RequireAuth>
-                ),
+                element: <RequireAuth>{null}</RequireAuth>,
             },
             { path: "/settings", element: <RequireAuth>{deferred(<SettingsPage />)}</RequireAuth> },
             { path: "/test-voice-recording", element: <RequireAuth>{deferred(<TestVoiceRecording />)}</RequireAuth> },
diff --git a/web/test/workspace-route-loading.test.ts b/web/test/workspace-route-loading.test.ts
index 6e7ed0d2d..1745b7011 100644
--- a/web/test/workspace-route-loading.test.ts
+++ b/web/test/workspace-route-loading.test.ts
@@ -21,7 +21,7 @@ describe("workspace route loading", () => {
         const modules = source("../src/lib/workspace-route-modules.ts");
         const navigation = source("../src/components/layout/workspace-sidebar-nav.tsx");
 
-        for (const route of ["projects", "canvas", "assets", "wallet", "create"]) {
+        for (const route of ["projects", "canvas", "assets", "create"]) {
             expect(modules).toContain(`${route}: () => import`);
         }
         expect(modules).toContain('projectDetail: () => import("@/pages/projects/detail")');
@@ -123,15 +123,29 @@ describe("workspace route loading", () => {
     });
 });
 
-describe("wallet balance summary", () => {
-    test("uses the workspace surface instead of an inverted primary button surface", () => {
+describe("workspace wallet entry", () => {
+    test("opens the credits modal instead of a dedicated wallet page", () => {
+        const router = source("../src/router.tsx");
+        const modules = source("../src/lib/workspace-route-modules.ts");
+        const host = source("../src/components/layout/workspace-wallet-modal.tsx");
+        const palette = source("../src/components/layout/workspace-command-palette.tsx");
+        const canvasTopBar = source("../src/pages/canvas/canvas-project-top-bar.tsx");
+        const topBar = source("../src/components/layout/workspace-top-bar.tsx");
         const css = source("../src/styles/globals.css");
-        const rule = css.match(/\.credit-balance-card \{[^}]+}/)?.[0] || "";
 
-        expect(rule).toContain("background: var(--library-surface)");
-        expect(rule).toContain("color: var(--foreground)");
-        expect(rule).not.toContain("--btn-solid-bg");
-        expect(css.match(/\.wallet-balance-inner \{/g)).toHaveLength(3);
-        expect(css).not.toContain(".wallet-library-page .wallet-balance-inner { padding-left: 0; }");
+        expect(router).toContain('path: "/wallet"');
+        expect(router).toContain("element: <RequireAuth>{null}</RequireAuth>");
+        expect(router).not.toContain("WalletPage");
+        expect(router).not.toContain("loadWalletPage");
+        expect(modules).not.toContain("pages/wallet");
+        expect(host).toContain("pathname !== \"/wallet\"");
+        expect(host).toContain("openWorkspaceWallet");
+        expect(palette).toContain('run: () => openWorkspaceWallet()');
+        expect(palette).not.toContain('"/wallet"');
+        expect(canvasTopBar).toContain("openWorkspaceWallet()");
+        expect(canvasTopBar).not.toContain('to="/wallet"');
+        expect(topBar).toContain("openWorkspaceWallet()");
+        expect(css).not.toContain(".wallet-library-page");
+        expect(css).not.toContain(".wallet-market-page");
     });
 });